Bizsmart Phoenix Business Insurance & Contractors Insurance

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Every business in the world needs insurance for protection. Yes, even contractors need to protect themselves. With an insurance, general and independent contractors are protected financially. As a general rule, a liability insurance is a must for everyone. Of course, there are specific kinds of insurance depending on the nature of your work.

First of all, you need to take into consideration the risks you take as a contractor. If you ask a major insurance company such as Progressive you would most likely be handing money right away. Once you sign up for an insurance, a broker can help you gain access to other smaller insurance companies.

Contractors are no different from any other businesses out there. To reduce business risks, you need to protect yourself financially by acquiring a property and general liability insurance. Aside from that, there are specific risks in the industry that are covered by the insurance. Our company can help you search for a personalized insurance policy that fits your business. If your employees are always on the go, it is best to get a commercial auto policy because accidents can happen in between jobs.

We offer various types of contractor insurance. All the information and other details are posted on this article.

Below are the common insurance policies that we extend to contractors:

General Liability Insurance:This type covers any bodily injuries and property damage. Getting this insurance is recommend for every contractor. If you operate heavy machineries and are exposed to the hazards, this offers the widest coverage. Not to mention, it is the cheapest too among all the 5 types of insurance.

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