Viva Loans UK

Business Name viva loans Uk

Address Line 27 Old Gloucester Street, London, UK

City London

Province/State England

Zip Code WC1N 3AX

Phone 020-8064-1293

Viva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found us

Viva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found usViva Loans UK for fast-approved payday loans with Viva Paydays UK. We know you're after low interest rate, quick cash payday loans up to $1,000 - well, you found us

ayday loans are fast, small-sized cash advances lent against borrower's monthly earning capacity. These loans are to be paid back over shorter terms, in comparison with traditional bank loans. The size and repayment schedule of payday loans is decided by the lender, in agreement with the borrower.

Why do people need payday loans?

Here are some common scenarios that require people to go for a payday loan:

Emergency medical situations.

Unforeseen cash shortage due to delayed paycheques/flawed money management.

One-off hikes in monthly expenses (travel, food, special events, down-payment for appliances/gadgets,car repair/purchase, new utility bills etc.).

There are a number of other situations in which a bit of cash goes a long way, and that is when a quick fix like a payday loan can come in quite handy. However, if you are planning to get a payday loan, you must note that payday loans are not viable cash sources over a long term, or repeated borrowing. Late repayment can cause you serious money problems. For help, go to www.moneyadviceservice.org.uk.

What are the major features of a payday loan?

Here are a few major features of payday loans:

Payday loans are quite easy to apply for and receive.

They are instant, in almost all cases.

They are invariably small sized so that you can pay them back more easily.

They are short term loans, meaning that you have to pay them on or before your next payday.

They are flexible.

What are the downsides of a payday loan?

As convenient as they are, payday loans may not be the best option for every applicant. They work the best if you have a guaranteed source of monthly income. Also, in comparison with traditional bank loans/credits, payday loan interest rates are higher. It's always a wise idea to take these factors into consideration before you apply for a payday loan.

Who am I dealing with when I take a payday loan?

When you apply for and receive a payday loan, you are dealing directly with the lender. We, at Viva Loans, try to put in one place a list of various direct lenders who would be interested in lending to you. It must be noted that we only help connect lenders with borrowers.

Is this the only way to get a payday loan?

No.

While you can get a payday loan in a more traditional way through various High Street loan shops in your town/city, the easiest and often the quickest way to do so is by applying through a responsible payday loan broker like Viva Loans.

Who can get a payday loan?

To be eligible to get a payday loan, you need to satisfy the following criteria:

You must be a legal UK resident.

You must be 18 years of age, or older.

You must have a valid UK bank account (savings account/checking account).

Which documents are needed to apply for a payday loan?

Payday loans are essentially meant to ease up the whole paperwork, and that's why, very few documents are usually needed to successfully apply for a payday loan. In all probability, you already have electronic or scanned copies of these documents in your possession.

A valid proof of identity.

A valid proof of address.

Your bank account details.

Your average monthly expense estimate (as detailed on the application form).

The following table can be helpful to decide which documents are accepted as valid proofs of identity and address. Please note that this list is not exhaustive.

website https://www.vivaloans.co.uk/

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